If you had an Xfinity account in 2023, you are probably owed $50. Not a coupon. Not a credit on your next bill. Fifty dollars, sent to you, because Comcast agreed in federal court to pay it.
The same is true if your kids used apps from Google Play, or if you shopped at Lands’ End. Each of those companies settled a lawsuit this year and put money into a fund for their customers. You do not need to prove anything to claim your share. You need to know the fund exists, and you need to file before the deadline.
And here is the part that surprised me when I started covering this: most of that money will never be collected. To see why, it helps to know where it comes from.
How a company ends up owing you money
A class action works like this. A company does something to a lot of people at once: it leaks their data, adds a fee it was not allowed to add, or tracks them without asking. A few of those people sue on behalf of everyone. Rather than fight it out for a decade, the company usually settles and agrees to pay a fixed sum into a fund.
That fund is divided among everyone who was affected and who files a claim. You do not need to have joined the lawsuit. You do not need a lawyer. In most cases you do not even need to show you were harmed. You raise your hand, the administrator checks you against the company’s own records, and a payment goes out.
The catch is the deadline. Every settlement has one, and once it passes the money is gone for you. Whatever is left over is split among the people who did file, or in some cases goes back to the company.
Which raises the obvious question. If the money is real and the form is short, why does almost nobody file?
Why almost nobody files
The notice arrives as a plain envelope, or an email with a subject line like “Notice of Class Action Settlement.” It looks like a scam, or a bill. Most people throw it away.
The ones who open it find a form on a website they have never heard of, run by a “settlement administrator,” asking for a claim number they no longer have. Every settlement has a different site, a different form and a different deadline, and nobody tracks all of them for you.
So the money sits there. When the Federal Trade Commission studied consumer class actions, it found that the typical settlement was claimed by only 9 percent of the people eligible for it. This is not a lottery and it is not a loophole. It is money a court decided belongs to you, and nine out of ten people leave it on the table. The three settlements below are the ones where you do not have to.
Free to check. About three minutes. No proof of purchase needed.
The settlements paying out right now, no receipt required
The best kind of settlement for an ordinary person is one where you do not have to prove a thing. You confirm you were a customer during the affected window, you sign, and the administrator checks you against the company’s records. Three of the settlements open right now work exactly that way.
Comcast, $117.5 million data breach settlement
In October 2023 a security incident at Xfinity exposed customer data, and Comcast told regulators that nearly 36 million people were affected. Comcast denies wrongdoing but agreed to pay $117.5 million. If you were a customer at the time, you can take a flat cash payment of about $50 with no documentation at all, or claim up to $10,000 if you can show actual losses. The deadline is September 14, 2026.
Google Play kids’ privacy, $8.25 million settlement
Parents allege that Google and its ad subsidiary AdMob collected personal information from children under 13 who used Google Play apps, without verifiable parental consent. If a child in your home used a Google Play app at any point since April 2015, you can file on their behalf with a date of birth and basic contact details. Estimates run from $40 to $200 per child. The deadline is September 14, 2026.
Lands’ End data breach settlement
A December 2024 cyberattack on Lands’ End potentially exposed names, dates of birth, Social Security numbers and ID numbers. Affected customers can take about $60 with no proof, or pursue up to $5,000 with documented losses. The deadline is October 22, 2026, the longest runway on this page.
How much could I be owed?
Tick the settlements you think you qualify for. The estimate uses the amounts in each settlement notice, nothing else.
Tick a settlement above to start the estimate.
How this works: the first figure is the flat or minimum amount in each notice; the second is the documented-loss cap. Pro rata settlements are counted but not priced. Final amounts are set by the settlement administrator and depend on how many valid claims are filed.
The three-minute way to check all of them
You can file each of these yourself. The form itself takes a few minutes, but only after you have found the administrator’s site, read the notice, and worked out which tier you qualify for. Then you have to do it all again every time a new settlement opens, which happens roughly every week.
The alternative is a service called MoneyPilot. It asks you a short set of questions about where you have shopped, banked and subscribed. It matches your answers against every open settlement, files the claims for you, and tracks them. When a payout arrives it comes to you, straight from the settlement administrator, and you get a notification.
That is the time MoneyPilot saves. You answer one set of questions, once. From then on it watches for new settlements, checks them against your answers, and files the ones you qualify for, including the ones that open after today. The only thing left for you to do is read the payout notification.
How it works
About 3 minutes
- 1
Answer a few questions
Where you have shopped, banked and subscribed over the last few years. No documents, no receipts.
- 2
See your matches
Every open settlement you qualify for, with an estimated payout next to each one.
- 3
MoneyPilot files and tracks each claim
The payouts come to you from the settlement administrator, and you get a notification for each one.
Filing yourself vs. filing with MoneyPilot
You can claim every settlement on this page on your own. Here is what that involves, honestly.
| On your own | With MoneyPilot | |
|---|---|---|
| Finding the settlements you qualify for | Search each one yourself, and keep searching as new ones open | Matched to every open settlement, automatically |
| Claim forms | One form per settlement, each on a different administrator site | One set of answers covers all of them |
| Deadlines | Track them yourself; most close quietly | Watched for you, with reminders |
| Proof | Read each notice to learn what counts | Handled per settlement |
| Payout tracking | Check back with each administrator | Tracked until the money lands |
| Who pays you | The settlement administrator | The settlement administrator, the same way |
| Cost | Free, and your time | Free to check; filing is a paid membership, price shown before you pay |
MoneyPilot is a paid membership, and it says so up front. The check is free. Membership is $19.99 for the first month, shown before you pay anything, and the Comcast payment alone covers it twice over.
Who this is for
It is for you if you have had an account with a big company at any point in the last few years and have never filed a claim, if you would rather answer one set of questions than track eight administrator websites, and if you want to be told when the money lands.
It is not for you if you enjoy the paperwork and already track settlements yourself. Every claim site is public and free, and nothing on this page changes that.
Free to check. About three minutes. No proof of purchase needed.
What members say
“Really useful service! Easy to use and helps very much with getting the money you deserve. The process of filing the claims is very simple and not irritating like other services. I highly recommend you check them out.”
Trustpilot review, March 18, 2026 · Read on Trustpilot
“On my first day I found well over 15 money back opportunities for me to claim… it zipped right along to Money Pilot’s team.”
Trustpilot review, June 15, 2026 · Read on Trustpilot
“It was super easy to apply. Hard part is already done for you. Legal documents for proof, and sign!! Get what’s owed to you!!”
Trustpilot review, May 31, 2026 · Read on Trustpilot
“Easy To Help Get Money Back From Companies Who Took Advantage”
Trustpilot review, July 6, 2026 · Read on Trustpilot
Every review above is quoted word for word from Trustpilot, where MoneyPilot is rated 4.5 out of 5.
What to do next
Two of the deadlines on this page fall inside the next few weeks. The whole process from here is short:
- Tap the button below and answer a few questions. It takes about three minutes and you will not be asked for a single document.
- See every settlement you match, with an estimated payout for each.
- Decide whether you want MoneyPilot to file them. If you do, the payouts come to you as they are approved.
You have two options.
Option 1: close this page. September 14 comes and goes, the Comcast and Google windows shut, and your share is split among the people who did file.
Option 2: spend three minutes now and find out exactly what you are owed.
Free to check. If you match nothing, you pay nothing.
Questions people ask before they check
Yes. Each settlement above was approved by a court and is run by an independent settlement administrator. Class Action Watch checks the court docket and the administrator’s site before listing one, and links to both on the full article.
Not for the three settlements above. Each offers a flat cash tier that only asks you to confirm you were a customer during the affected period. The administrator checks you against the company’s own records.
The settlement administrator pays you directly, usually by check, PayPal, Venmo or direct deposit, after the court gives final approval. MoneyPilot never holds your money; it files the claim and tells you when the payment is on its way.
Checking what you qualify for is free. Filing through MoneyPilot is a paid membership: $19.99 for the first month, shown before you pay anything. The $50 Comcast payment alone covers it twice over.
Yes. Every settlement has a public claim site. MoneyPilot exists for people who would rather answer one set of questions than track eight administrators, eight forms and eight deadlines.